Run Your Business
with Payzar
Payzar is an SME POS and virtual ledger platform for micro-merchants and informal traders. It connects to existing South African bank accounts through payment integrations powered by Ozow.
Connects with existing bank accounts · POS and QR tools for merchants
Business Tools for Everyday Commerce
POS, inventory, transaction tracking, and payment integrations designed for South African micro-merchants.
Merchant QR Payments
Display a merchant QR code for customers to scan and pay through supported payment rails. Designed for street vendors and spaza shops.
Works Anywhere
Where supported, Payzar's USSD features help merchants access selected platform services in areas with limited internet connectivity.
Account and Transaction Protection
Payzar uses identity verification, access controls, and transaction monitoring to help protect platform accounts and activity.
Your Language, Your Way
Use Payzar in all 11 official South African languages plus 4 international ones. Finance should speak your language.
Up and Running in 3 Simple Steps
Set up your merchant profile and explore Payzar's business management tools.
Download the App
Get Payzar free from the Google Play Store or Apple App Store. Works on any Android or iOS device.
Create Your Account
Register with your email address and phone number.
Complete the verification steps for your merchant account tier.
Connect Payment Rails
Use supported payment integrations for customer payments and bank settlements through Ozow Instant EFT and Real-Time Clearing (RTC).
Tools to Run Your Business
Manage day-to-day merchant operations and view transaction activity in one platform.
Verification and Payment Processing
Payzar applies a Dual-Tier FICA verification framework. Tier 1 onboarding for micro-merchants includes South African ID or passport checks and biometric liveness verification. Tier 2 enterprise accounts may require full customer due diligence, business registration and address documents, and additional verification. External fund transfers are processed using Ozow Instant EFT and Real-Time Clearing (RTC) payment rails.
Get Started with Payzar Business Tools
Explore practical POS, inventory, and transaction management tools designed for South Africa's informal economy.
Already have the app? See our FAQ or contact support.