Our Story
Payzar (Pty) Ltd was founded by Ronewa Muthivhi to address the daily challenges faced by South Africa's informal traders, spaza shops, and small business owners. High card machine terminal costs, cash security risks, and steep transaction fees historically excluded micro-merchants from digital commerce. Payzar bridges this gap by offering a lightweight, SaaS point-of-sale (POS) and inventory platform connected to open-banking payment rails.
Our Mission
To empower South Africa's informal economy through accessible, low-cost SaaS business management tools, digital POS checkouts, and compliant payment integrations. We believe micro-merchants deserve bank-grade technology, transparent transaction tracking, and total regulatory security—regardless of their size or location.
We believe that a grandmother selling tomatoes should have the same payment capabilities as a corporate store, and that language or location should never be barriers to financial inclusion.
Transforming Lives, One Transaction at a Time
Empowering Street Vendors
All digital payment acceptances and withdrawals are settled through Ozow Instant EFT and Real-Time Clearing (RTC) payout APIs into registered commercial orgarnisation accounts. Payzar's Dual-Tier FICA framework ensures secure onboarding and encrypted transaction processing under POPIA while giving vendors a practical POS and inventory platform they can trust.
Caring for Our Elders
Technology should include everyone. That's why Payzar speaks 11 local South African languages, sends SMS notifications for those who prefer them, and supports digital checkout flows that operate under secure, compliant banking rails. Our elders deserve financial dignity and independence.
Making Life Easier
Imagine never worrying about carrying cash for a taxi ride, or effortlessly paying the fruit vendor on your way home. Payzar helps South African businesses use secure, compliant payment infrastructure with POS and inventory management built around practical day-to-day commerce.
The Payzar Promise
Every feature we build, every line of code we write, and every partnership we form is guided by one simple question: "Will this make life better for the hardworking people of South Africa?" Because when small businesses thrive, families prosper, and when communities grow, nations transform.
The Payzar Promise & Regulatory Commitment: Every feature we build is designed for maximum accessibility, security, and strict regulatory compliance. Payzar operates as a SaaS technology provider. All external fiat funds reside in ring-fenced accounts at registered commercial organisation and are processed through licensed payment service providers under SARB and PASA guidelines.
Meet Our Team
Mr. Ronewa Muthivhi
Founder, Systems Architect & CEO
Mr. Muzhelele Gundo
Chief Technology Officer & Developer
Ms. Takalani Muthivhi
Financial Accountant